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Forgot Password? EyeMed has relationships with other health care and ancillary benefits carriers, as well. Not all providers participate on these networks, so verify your network participation before servicing members. Providers will begin receiving payments from ECHO for fee-for-service and capitation payments beginning early fall.
Is a leading provider of electronic healthcare payment solutions connecting payers vendors providers and plan members in the most cost-effective and efficient way possible. Your Explanation of Payments is waiting for you. Echo Health has advised BBB that due to high call volume you may experience a longer than normal wait time. When you receive the ECHO Health VCard number enter the code into your offices credit card terminal to process payment as a regular card transaction.
Providers Partner with Zelis Payments and transform how you get paid. Future Payments will be delivered to this account. Providers may sign up to be members of the system and in doing so may have increased options and benefits for services provided by the system as compared with non-members. For example, non-members may not receive single aggregated payments, but instead may be limited to receiving a payment on a payor-by-payor basis via a physical or virtual card that must be swiped or manually entered in their credit card terminal.
Member providers, however, may receive single aggregated payments from multiple payors that may be pushed directly into their merchant accounts without having to swipe a credit card, or transferred to their bank account via an ACH transfer. One or more payor servers A 10 may be connected to the system A A payor server A 10 may be a server operated by a payor, such as an insurance company, self-funded corporation, third-party administrator, union, or the like. In some embodiments the connection type may be selected by the payor server A One or more of payor's bank servers A 11 may be connected to the system A A payor's bank server A 11 may be a server operated by a bank at which one or more payors has an account.
In some embodiments the connection type may be chosen by either the payor server A 10 or the payor's bank server A In some embodiments the system A 20 may communicate with the payor's bank server A 11 through the payor server A This communication option may be provided instead of or in addition to, a connection between the system A 20 and the payor's bank server A In such an example, the system A 20 may communicate with the payor's bank server A 11 through the payor server A 10 by sending a communication to the payor server A 10 , which may reroute the communication using any of the above communication options.
One or more card issuer bank servers A 30 may be connected to the system A In another example the card issuer bank may outsource the server's functions to a third party processor.
A card issuer bank server A 30 may be a server operated by a bank which may issue real or virtual cards linked to an account at the card issuer bank. The system server A 21 may instruct the payor's bank server A 11 to transfer funds from the payor's accounts to the card issuing bank server A The system server A 21 may then instruct the card issuing bank server A 30 to divert the funds received from the payor's bank server A 11 into specific accounts associated with specific member providers A The card issuer bank server A 30 may have accounts A 45 , each associated with individual member providers.
The system server A 21 may instruct the card issuer bank server A 30 to push funds from the member provider's account A 45 to a processor A 60 for authorization and deposit into the member provider's merchant account A The processor A 60 may be a credit card processor, a merchant account provider, a credit card network, the system server A 21 , a payment gateway or another third party processor.
The processor A 60 authorizes the transfer of funds and instructions the merchant bank server A 41 to deposit the funds into the member provider's merchant account A The system may be notified by the processor A 60 that the funds were successfully deposited in the member provider's merchant account A 62 , the system may send a notification to the member provider in a method the member provider has chosen for example, email A 46 , fax A 44 , text A 43 , or displayed when a user associated with a member provider logs into the member web portal provided on web server A The member provider A 40 may access the member web portal using member provider practice management server A 42 via the Internet A The web server A may provide a communications portal which houses the system's website, and may handle communication with the Internet A in some embodiments.
For example, non-members may not receive aggregated payments, but instead may be limited to receiving a payment on a payor-by-payor basis via a physical or virtual card that must be swiped in their credit card terminal. Member providers, however, may receive an aggregated payment from multiple payors that may be pushed directly into their bank account via the ACH. One or more payor servers A may be connected to the system A A payor server A may be a server operated by a payor, such as an insurance company, self-funded corporation, third-party administrator, union, or the like.
In some embodiments the system A may communicate with the payor's bank server A through the payor server A This communication option may be provided instead of or in addition to, a connection between the system A and the payor's bank server A In such an example, the system A may communicate with the payor's bank server A through the payor server A by sending a communication to the payor server A , which may reroute the communication using any of the above communication options. One or more ACH bank server s A may be connected to the system A , in another example the ACH bank server A may outsource the server's functions to a third party processor.
An ACH bank server A may be a server operated by a bank. The system server A may instruct the payor's bank server A to transfer funds from the payor's accounts to the ACH bank server A The system server A may then instruct the ACH bank server A to divert the funds received from the payor's bank server A into specific accounts A associated with individual member providers.
The system server A may instruct the ACH bank server A to transfer funds from the member provider's account A to the member provider's member bank account server A , with instructions to divert funds in the member provider's bank account A In summary, the funds are transferred from the account associated with the member provider A into the member provider's bank account A The system A may be notified by the ACH bank server A or the member bank account server A that the funds were successfully deposited in the member provider's account A The system A may then send notification to the member provider by a method the member provider has chosen for example, email A , fax A , text A , or displayed when a user associated with a member provider logs into the member web portal.
The system A may provide a fully electronic payment settlement service to its provider members using various embodiments of the present invention, including, for example without limitation, a push payment to the provider's merchant account, direct transfers to the provider's bank account using the Automated Clearing House ACH network, though other suitable means for payment may also be used.
Payor servers A may send check files directly to the system rather than to a check rendering vendor. The check file A format and any payor administrator's processes may be in any format from the payor server A The system A may import the check file A and compare providers' Tax Id Number TIN , or other identifying information, in the check file A to a the member provider file A , which may include information on current member providers such as TIN, to determine which claims are for payment to member providers versus non-member providers.
If the payment is for a member provider, the check file A may be converted to an electronic payment file. If the member provider TIN is found in the check file A , a payment to the member provider may be removed from the check file A The remaining check file A containing non member payments and corrected patient EOB copies may be forward on to a check rendering vendor server A for normal printing and mailing A In some embodiments the updated check file A may be sent to the payor, and the payor may send the updated check file A to the check print vendor A The provider begins the enrollment process with the system by entering the enrollment wizard A If the connection type of the credit card processor used by the member provider matters A then the member provider selects whether the member provider uses a credit card machine A If the member does not accept credit cards at all, then he is routed to the ACH payment enrollment system.
If the member provider uses a credit card machine then he is instructed to obtain a new Tax ID setup as e-commerce. If the member provider does not use a credit card machine then he is directed how to complete setup based on whether he uses a website or a computer program to accept credit card payments.
If the member provider uses a program within the computer then he is instructed to obtain a new Tax ID setup for e-commerce. If the member provider uses a website, then he continues on in enrollment process to step A where he fills out processor specific fields. For member provider's whose credit card processors connection type doesn't matter, the member provider fills out basic required fields A Where a member provider's processor connection type does not matters A , the member provider fills out processor specific fields A The enrollment wizard then send all the data it has collected from the member to the credit card processor, which may be located on the merchant bank's server, via API application programming interface A The credit card processor sends the data to a second tier processor via API at step A The credit card processor validates the data provided at step A and if the boarding is successful at step A then the credit card processor receives the Merchant ID and Merchant Key A , loads the Merchant ID and Merchant Key into the Database A and the credit card processor responds to the system's server with success A If the Boarding was not successful at step A , then the credit card processor receives notice of failure A , the credit card processor responds to the system's server with failure info A , the system's server contacts the member provider to correct the information provided during enrollment A and the member provider corrects the information entered in the enrollment wizard A and the enrollment wizard again sends the data to the credit card processor via API at A and the process continues as described above.
Profiles of prospective member providers may be created by the system A Various payor servers A may provide data A detailing historical provider payments which may be imported into the system server A through the secure FTP server A or some other suitable channel. Other commercially available data may also be included when constructing the profile. Data A from some or all payor servers A may be aggregated. The data A may be used to select providers A for recruitment A , and the data A may be used in recruitment materials.
In some embodiments, providers A who have opted out may be periodically selected for recruitment A and re-approached. The system A may select A providers A who have a relatively high frequency of payments over a dollar threshold. In some embodiments, other selection criteria may be used. Information presented in the recruitment process may include an Internet URL for the web portal A These web marketing techniques may direct the providers A to the web portal A A provider A may access the internet membership portal A to enroll in the system and become a member provider using the provider's server A When a period's transactions have been aggregated, a payor server A reconciliation file may be created by the system A The period may be determined by the system A , the payor, or the member provider.
The reconciliation file may include the various electronic payments which are associated with checks replaced in a payor check print file. This reconciliation file may indicate which checks were replaced by an electronic payment with a reference to the electronic payment record.
For example, if check number became an electronic payment, the file may contain the check number and the data receipt for the electronic payment and the corresponding amount paid. This reconciliation process may be provided in addition to an electronic file received by the payor bank displaying cleared checks.
In some embodiments a secure email A may be sent to the payor server A indicating a file is available. In other embodiments the system server A may perform the actions of the web server A as described above. In turn, computers employ processors to process information; such processors may be referred to as central processing units CPU.
One form of processor is referred to as a microprocessor. CPUs use communicative circuits to pass binary encoded signals acting as instructions to enable various operations.
These stored instruction codes, e. One type of program is a computer operating system, which, may be executed by CPU on a computer; the operating system enables and facilitates users to access and operate computer information technology and resources.
Some resources that may be employed in information technology systems include: input and output mechanisms through which data may pass into and out of a computer; memory storage into which data may be saved; and processors by which information may be processed.
These information technology systems may be used to collect data for later retrieval, analysis, and manipulation, which may be facilitated through a database program. These information technology systems provide interfaces that allow users to access and operate various system components.
Networks are commonly thought to comprise the interconnection and interoperation of clients, servers, and intermediary nodes in a graph topology. For example, the Internet is generally accepted as being an interconnection of a multitude of networks whereby remote clients and servers may access and interoperate with one another.
The HTFP controller may be based on computer systems that may comprise, but are not limited to, components such as: a computer systemization connected to memory The computer systemization may be connected to a power source ; e.
Optionally, a cryptographic processor may be connected to the system bus. The system clock typically has a crystal oscillator and generates a base signal through the computer systemization's circuit pathways.
The clock is typically coupled to the system bus and various clock multipliers that will increase or decrease the base operating frequency for other components interconnected in the computer systemization.
The clock and various components in a computer systemization drive signals embodying information throughout the system. Such transmission and reception of instructions embodying information throughout a computer systemization may be commonly referred to as communications.
The CPU is often packaged in a number of formats varying from large mainframe computers, down to mini computers, servers, desktop computers, laptops, netbooks, tablets e.
Additionally, processors may include internal fast access addressable memory, and be capable of mapping and addressing memory beyond the processor itself; internal memory may include, but is not limited to: fast registers, various levels of cache memory e. The processor may access this memory through the use of a memory address space that is accessible via instruction address, which the processor can construct and decode allowing it to access a circuit path to a specific memory address space having a memory state.
Such instruction passing facilitates communication within the HTFP controller and beyond through various interfaces. Alternatively, should deployment requirements dictate greater portability, smaller Personal Digital Assistants PDAs may be employed. Alternately, some implementations of the HTFP may be implemented with embedded components that are configured and used to achieve a variety of features or signal processing.
An FPGA's logic blocks can be programmed to perform the operation of basic logic gates such as AND, and XOR, or more complex combinational operators such as decoders or mathematical operations. In most FPGAs, the logic blocks also include memory elements, which may be circuit flip-flops or more complete blocks of memory.
Other types of AC or DC power sources may be used as well. In the case of solar cells, in one embodiment, the case provides an aperture through which the solar cell may capture photonic energy. The power cell is connected to at least one of the interconnected subsequent components of the HTFP thereby providing an electric current to all subsequent components. In one example, the power source is connected to the system bus component Optionally, cryptographic processor interfaces similarly may be connected to the interface bus.
The interface bus provides for the communications of interface adapters with one another as well as with other components of the computer systemization. Interface adapters are adapted for a compatible interface bus. Interface adapters conventionally connect to the interface bus via a slot architecture. Through a communications network , the HTFP controller is accessible through remote clients b e.
A network interface may be regarded as a specialized form of an input output interface. Further, multiple network interfaces may be used to engage with various communications network types The video interface composites information generated by a computer systemization and generates video signals based on the composited information in a video memory frame.
Another output device is a television set, which accepts signals from a video interface. Typically, the video interface provides the composited video information through a video connection interface that accepts a video display interface e. User input devices often are a type of peripheral device see below and may include: card readers, dongles, finger print readers, gloves, graphics tablets, joysticks, keyboards, microphones, mouse mice , remote controls, retina readers, touch screens e.
Peripheral devices may include: antenna, audio devices e. Peripheral devices often include types of input devices e. The MC68HC16 microcontroller utilizes a bit multiply-and-accumulate instruction in the 16 MHz configuration and requires less than one second to perform a bit RSA private key operation. Cryptographic units support the authentication of communications from interacting agents, as well as allowing for anonymous transactions.
Cryptographic units may also be configured as part of the CPU. However, memory is a fungible technology and resource, thus, any number of memory embodiments may be employed in lieu of or in concert with one another. For example, a computer systemization may be configured wherein the operation of on-chip CPU memory e. A storage device may be any conventional computer system storage.
Storage devices may include: an array of devices e. Thus, a computer systemization generally requires and makes use of memory. The operating system component is an executable program component facilitating the operation of the HTFP controller. The operating system may provide communications protocols that allow the HTFP controller to communicate with other entities through a communications network An information server component is a stored program component that is executed by a CPU.
The information server provides results in the form of Web pages to Web browsers, and allows for the manipulated generation of the Web pages through interaction with other program components. Access to the HTFP database may be achieved through a number of database bridge mechanisms such as through scripting languages as enumerated below e. Any data requests through a Web browser are parsed through the bridge mechanism into appropriate grammars as required by the HTFP.
In one embodiment, the information server would provide a Web form accessible by a Web browser. Entries made into supplied fields in the Web form are tagged as having been entered into the particular fields, and parsed as such. Upon generating query results from the query, the results are passed over the bridge mechanism, and may be parsed for formatting and generation of a new results Web page by the bridge mechanism.
Such a new results Web page is then provided to the information server, which may supply it to the requesting Web browser.
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